Blog
Notes on forecasting your money.
Short essays on cash flow, budgeting, and why most personal finance advice misses the timing question.
- 4 min read
Why Most Budgeting Apps Miss the Point
Tracking last month's lattes doesn't help you make rent next week. Why backward-looking budgeting fails — and what to do instead.
Read more - 5 min read
How to Build a Cash Flow Forecast in 10 Minutes
A concrete walkthrough: account balances in, recurring transactions in, future dates out. Here's the fastest way to start.
Read more - 3 min read
The Difference Between Budgeting and Forecasting
Budgets set rules. Forecasts predict outcomes. The two are complementary — but only one tells you what your balance will be on Friday.
Read more
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